| 入世:我国国有商业银行面临的挑战及对策 |
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| 引用本文： | 周淑慧 潘松岭 王锐. 入世:我国国有商业银行面临的挑战及对策[J]. 郑州轻工业学院学报(社会科学版), 2001, 2(4): 50-52 |
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| 作者姓名： | 周淑慧 潘松岭 王锐 |
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| 作者单位： | 周淑慧（华北水利水电学院经济管理系,河南,郑州,450008） 潘松岭（华北水利水电学院经济管理系,河南,郑州,450008） 王锐（郑州轻工业学院后勤保障处,河南,郑州,450002） |
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| 摘 要： | 入世对我国国有商业银行来说是机遇与挑战并存.国有商业银行资产质量差、效率低下、国际竞争经验不足等现状,使其入世后必将在银行业务、人才竞争、优质客户、风险规避等方面面临巨大的冲击.同时,入世也将为其提供加快发展和参与国际竞争的良好机遇.所以,我国国有商业银行应该适时进行产权制度改革,以市场和客户为导向进行业务战略的调整,改革和完善人事管理及分配体制,全面提高自身的风险管理能力.
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| 关 键 词： | 入世 国有商业银行 外资银行 |
| 文章编号： | 1009-3729(2001)04-0050-03 |
| 修稿时间： | 2001-07-15 |
On challenges to state-owned commercial banks after China''''s entry into WTO and corresponding strategies |
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| ZHOU Shu hui ,PAN Song ling ,WAN Rui. On challenges to state-owned commercial banks after China''''s entry into WTO and corresponding strategies[J]. Journal of Zhengzhou Institute of Light Industry(Social Science), 2001, 2(4): 50-52 |
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| Authors: | ZHOU Shu hui PAN Song ling WAN Rui |
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| Affiliation: | ZHOU Shu hui 1,PAN Song ling 1,WAN Rui 2 |
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| Abstract: | China's entry into WTO will bring about both opportunities and challenges to the banking industry in China,especially state owned commercial banks.At present,their assets are of poor quality.And their operation is of low efficiency Moreover,they lack experiences in international competition;China's entry into WTO will have great impact on them in the aspects of banking business,competition for talents,excellent clients and risk avertion.At the same time,it will provide a good opportunity for them to develope and participate in international competition.Therefore,they should make a reform to the ownership system,adjust their business strategies in the orientation of markets and clients,perfect the management of personnel and the assignment system so as to improve their capacity in managing risks. |
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| Keywords: | entry into the world trade organization state owned commercial bank foreign funded bank |
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