融资租赁与企业风险防范

由于融资租赁具有融资、营销、资产管理等功能,企业可以利用其解决目前面临的诸如融资渠道少、营销模式落后、资产闲置等问题。同时必须注意防范由此带来的风险,才能达到利用融资租赁的目的。承租企业需要关注信用风险、技术风险、决策风险、金融风险和意外事故风险;供应商则考虑法律环境风险、信用风险和设备回购处置风险。

Financing Renting and Enterprise Risk Prevention

Financing renting has the function of financing,marketing and property management.Enterprises can take advantage of financing renting to solve some present problems,such as lack of financing renting ways, backward marketing mode and idle property.Measures should be taken to prevent the coming risks in order to achieve the above goals.The lessee enterprise should pay attention to credit risk,technology risk,decision risk, financial risk and accidental risk.Supplier enterprise,on the other side,should consider legal environment risk, credit risk and the risk of equipment returning and management.