| 我国上市银行非利息收入与净利息收入波动性与相关性分析 |
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| 引用本文： | 谢罗奇,龚霁虹,丁晨,何叔飞.我国上市银行非利息收入与净利息收入波动性与相关性分析[J].河北科技大学学报(社会科学版),2009,9(4):16-20. |
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| 作者姓名： | 谢罗奇 龚霁虹 丁晨 何叔飞 |
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| 作者单位： | 湘潭大学商学院,湖南湘潭,411105 |
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| 摘 要： | 近年来,由于受到＂利率市场化＂和＂金融脱媒＂趋势的影响,我国商业银行传统的资产负债业务受到现实的制约,非利息业务不断上升,对商业银行的经营收入结构产生了重大影响。通过采用国内11家上市银行1997年至2008年之间的混合数据,实证分析非利息收入与净利息收入之间的波动性与相关性关系,结果显示：现阶段我国上市银行非利息收入波动性明显高于净利息收入,而且非利息收入与净利息收入间具有顺周期性和轻微的滞后性。
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| 关 键 词： | 上市银行 非利息收入 净利息收入 波动性 相关性 |
An Analysis of the Relationship between the Income Fluctuation of Non Interests and Net Interests of the Listed Commercial Banks of Our Country |
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| XIE Luo-qi,GONG Ji-hong,DING Chen,HE Shu-fei.An Analysis of the Relationship between the Income Fluctuation of Non Interests and Net Interests of the Listed Commercial Banks of Our Country[J].Journal of Hebei University of Science and Technology,2009,9(4):16-20. |
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| Authors: | XIE Luo-qi GONG Ji-hong DING Chen HE Shu-fei |
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| Institution: | XIE Luo-qi,GONG Ji-hong,DING Chen,HE Shu-fei(Business School,Xiangtan University,Xiangtan 411105,China) |
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| Abstract: | In recent years,because of market-oriented of interest rate and financial disintermediation trend,China's commercial banks have experienced a decline in their traditional business of financing loans and the increase of non-interest income business,which has a great impact on the commercial bank operating income structure.Through the use of the mixed data of 11 listed commercial banks between the years 1997 and 2008,the fluctuation and correlation of non-interest income and net interest income have been anal... |
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| Keywords: | listed commercial banks non-interest income net interest income fluctuation correlation |
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