The effects of perceived locus of control and perceived income adequacy on satisfaction with financial status of rural households |
| |
Authors: | Ujang Sumarwan Tahira K Hira |
| |
Institution: | (1) Department of Community Nutrition and Family Resources, College of Agriculture, Bogor Agricultural University, Bogor, Indonesia;(2) Department of Human Development and Family Studies, Iowa State University, 1086 LeBaron Hall, 50011-1120 Ames, Iowa |
| |
Abstract: | The purpose of this study is to examine the relationships among selected socioeconomic variables — perceived locus of control, perceived income adequacy, and satisfaction with financial status. Results of the study indicate that age, household income, household net worth, perceived locus of control, and perceived income adequacy are significantly related to satisfaction with financial status. Household income and household net worth have indirect effects on satisfaction through perceived locus of control and perceived income adequacy. Perceived locus of control also has an indirect effect on satisfaction through perceived income adequacy. These findings suggest that counselors and educators should emphasize the importance of perceptions of income adequacy and control over financial aspect in their courses and programs.Journal Paper No. J-14499 of the Iowa Agriculture and Home Economics Experiment Station, Ames, Iowa. Project No. 2809.His research interests include consumer credit and family resource management. He received his Ph.D. from Iowa State University in 1993.Her research interests include family financial management and consumer bankruptcy. She received her Ph.D. from the University of Missouri. |
| |
Keywords: | perceived income adequacy perceived locus of control satisfaction with financial status socioeconomic variables |
本文献已被 SpringerLink 等数据库收录! |
|