Policies to promote economic stability,asset building,and child development |
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| Institution: | 1. University of Kansas, 1545 Lilac Lane, 312 Twente Hall, Lawrence, KS 66044, United States;2. New America Foundation, 18999 L Street, N.W., Suite 4000, Washington, DC 20036, United States;3. University of Kansas, School of Social Welfare, 1545 Lilac Lane, 309 Twente Hall, Lawrence, KS 66044, United States;1. Clinical Addiction Research and Education (CARE) Unit, Section of General Internal Medicine, Department of Medicine, Boston Medical Center, Boston, Massachusetts;2. Department of Biostatistics, Boston University School of Public Health, Boston, Massachusetts;3. Biostatistics and Epidemiology Data Analytics Center, Boston University School of Public Health, Boston, Massachusetts;4. Department of Epidemiology & Biostatistics, Georgia State University School of Public Health, Atlanta, Georgia;5. Department of Community Health Sciences, Boston University School of Public Health, Boston, Massachusetts;1. Department of Economics, University of South Africa. P. O. Box 392, UNISA 0003, Pretoria, South Africa;2. Faculty of Economics and Applied Management, University of Douala, Douala, Cameroon;3. Faculty of Economics and Management (LAREFA), University of Dschang, Dschang, Cameroon;4. Dschang School of Economics and Management, University of Dschang, Dschang, Cameroon;1. Department of Psychology, University of Alabama at Birmingham, Birmingham, AL 35294, USA;2. Department of Neurology, University of Alabama at Birmingham, Birmingham, AL 35294, USA;3. Birmingham VA Medical Center, Birmingham, AL 35294, USA |
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| Abstract: | This paper makes the case that the pattern low-income families walk into is a present time-oriented or consumption-based welfare system, with attendant incentives and disincentives; in contrast, the pattern higher-income families walk into is future-oriented or asset-based. These two divergent systems do not deliver equitable educational outcomes for children. To ensure that higher education can play an equalizing role in the U.S. economy, the nation needs a better welfare system for the poor, one that builds on the asset-accumulation structures that serve the needs of advantaged families. This new institutional approach would undo the current system of educational advantages for higher-income children over low-income children and, in turn, redress educational inequalities in America. In order to create a level playing field welfare policies are needed that enable low-income families to accumulate assets. In this paper we discuss policies that might help low-income families accumulate assets, including modifications to existing income supports, as well as the development of complementary asset-based institutions. |
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