消费者债权在破产程序中的优先地位——基于风险分担的视角

消费者不是商人，其债权多为因侵权而生的非自愿性债权，消费者不应成为有限责任制度下的风险分担主体；消费者是整个供给单元的利益之源，风险应当在供给单元内部分担；在破产程序中，消费者的人身损害赔偿之债应当优先于劳动债权、政府债权和有担保债权获得清偿。

The Priority of Consumer's Claims in Insolvency Proceedings

Consumers are not businessmen and in most cases are involuntary creditors for infringement.Therefore,consumers should not be one of the subjects who share risks in frame of limited liability system.Consumers are the final source of interest for the whole supply unit.Risks should be shared among the supply unit.In insolvency proceedings,claims for personal injury compensation of consumers should be given priority,compared with claims for work,claims of government and secured claims.