| 助学贷款风险及其对策 |
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| 引用本文： | 张海燕. 助学贷款风险及其对策[J]. 湖南科技大学学报(社会科学版), 2003, 5(4): 67-69 |
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| 作者姓名： | 张海燕 |
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| 作者单位： | 华南师范大学,经管学院,广东,广州,510631 |
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| 摘 要： | "文化教育是第一消费力",高等教育收费制度的改革,使学生学费和生活费由个人负担的比重越来越高。对于贫困的大学生及其家长而言,助学贷款是他们进行教育消费的保证。但由于个人信用制度的短缺,我国助学贷款的顺利发放还需要有有效的风险防范机制。
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| 关 键 词： | 教育消费 助学贷款 个人信用制度 |
| 文章编号： | 1009-5357(2003)04-0067-03 |
| 修稿时间： | 2003-09-25 |
The Credit Risk and Countermeasure of Educational Loan |
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| ZHANG Hai-yan. The Credit Risk and Countermeasure of Educational Loan[J]. journal of hunan university of science&technology, 2003, 5(4): 67-69 |
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| Authors: | ZHANG Hai-yan |
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| Abstract: | Cultural education is the first consumer forceAfter education industrialization reform, the proportion of the students payment for tuition and living expense is higher. Educational loan guarantees the poor college student to further his study. But because of the shortage of personal credit system, it must have the risk countermeasure to grantee the loan. |
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| Keywords: | education consumer educational loan personal credit system |
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