| 中小企业信用评级指标体系研究 |
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| 引用本文： | 薛强,樊宏霞,陆改玲.中小企业信用评级指标体系研究[J].石河子大学学报(哲学社会科学版),2012,26(3):73-77. |
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| 作者姓名： | 薛强 樊宏霞 陆改玲 |
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| 作者单位： | 1. 内蒙古农业大学经济管理学院,内蒙古呼和浩特,010019
2. 包头医学院医学技术学院,内蒙古包头,014000 |
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| 摘 要： | 中小企业的信用等级既是银行信贷资产风险管理的基础,同时也直接决定了中小企业的融资规模和融资成本。该文以中小企业信用评级为视角,在对定量指标和定性指标进行筛选的基础上,构建了中小企业信用评级指标体系,结合层次分析法与模糊综合评价模型,建立了适应中小企业风险特点的信用评级模型。
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| 关 键 词： | 中小企业 信用评级 指标体系 评级模型 |
Research on the Credit Evaluation Indexes System of Small and Medium-sized Enterprise |
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| XUE Qiang
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FAN Hong-xia
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LU Gai-ling.Research on the Credit Evaluation Indexes System of Small and Medium-sized Enterprise[J].Journal of SHIHEZI University(Philosophy and Social Science),2012,26(3):73-77. |
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| Authors: | XUE Qiang FAN Hong-xia LU Gai-ling |
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| Institution: | 1.College of Economics and Management,Inner Mongolia Agricultural University,Huhehaote 010019,Inner Mongolia,China; 2.School of Medical Technology,Baotou Medical College,Baotou 014000,Inner Mongolia,China) |
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| Abstract: | The credit rating of small and medium-sized enterprises is not only the foundation to bank credit assets,but also directly determines their financing scale and cost.In this paper,we take credit rating of small and medium-sized enterprise as the perspective to build a credit evaluation index system based on the quantitative and qualitative index selection.By combining the Analytic Hierarchy Process and fuzzy comprehensive evaluation model,we set up a credit evaluation model that suits the small and medium-sized enterprise in China. |
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| Keywords: | small and medium-sized enterprise credit evaluation indexes system evaluation model |
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