| 信贷资产的存量盘活与增量优化 |
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| 引用本文： | 李涤凡,裴金剑.信贷资产的存量盘活与增量优化[J].郑州大学学报(哲学社会科学版),2000,33(1):125-128. |
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| 作者姓名： | 李涤凡 裴金剑 |
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| 作者单位： | 1. 河南财经学院 财金系 郑州 450052
2. 中国银行河南省分行 郑州 450003 |
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| 摘 要： | 信贷资产的存量盘活和增量优化是提高商业银行总资产的效益性与安全性的关键所在。对企业有效益、有市场、有销路的产品实施货款“封闭运行”管理，支持企业走出困境；把不良债权变股权；对不良债权实施托管。
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| 关 键 词： | 商业银行 信贷资产 优化 |
| 文章编号： | 1001-8204(2000)01-0125-04 |
| 修稿时间： | 1999年11月20 |
The Utility of Stock Amount and Optimization of Incremental Amount on Credit Assets |
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| LI Di-fan,PEI Jing-jian.The Utility of Stock Amount and Optimization of Incremental Amount on Credit Assets[J].Journal of Zhengzhou University(Philosophy and Social Science Edition),2000,33(1):125-128. |
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| Authors: | LI Di-fan PEI Jing-jian |
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| Abstract: | The utility of stock amount and optimization of incremental amount on credit assets are the keys to increase profitability and security of gross assets of commercial banks. As for those enterprises with beneficial, marketable and saleable products, the banks should execute the closed--running loan management in order to support them getting rid of hard circumstances so as to use stock rights in lieu of ill debts and trust them. |
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| Keywords: | commercial banks credit assets optimization |
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