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防范与化解国有商业银行不良资产风险的策略选择
引用本文:吴炳康.防范与化解国有商业银行不良资产风险的策略选择[J].福建农林大学学报(哲学社会科学版),2004,7(2):59-62.
作者姓名:吴炳康
作者单位:中国建设银行福建省分行,福建,福州,350003
摘    要:防范和化解不良资产风险是国有商业银行深化改革、稳健经营和持续发展的一项重要而复杂的工作。本文提出了营造良好外部环境、多渠道提高资本充足率、多模式化解存量不良资产、完善内部经营机制和强化金融监管等多种防范与化解国有商业银行不良资产风险的策略。

关 键 词:国有商业银行  不良资产风险  防范  化解  策略
文章编号:1671-6922(2004)02-0059-04
修稿时间:2004年1月10日

The strategy of precautions and dissolution against the risk of bad assets in the state-owned commercial banks
WU Bing-kang.The strategy of precautions and dissolution against the risk of bad assets in the state-owned commercial banks[J].Journal of Fujian Agriculture and Forestry University,2004,7(2):59-62.
Authors:WU Bing-kang
Abstract:Precautions and dissolution against the risk of bad assets are important and complex work of deepening reform, positive business and sustainale development of the state-owned commercial banks. The strategies of precautions and dissolution against the risk of bad assets, such as creating favourable external environment, improving rate of capital adequacy by multi-channels, dissolution against the stock of bad assets by multi-modes, perfecting interior business mechanism and consolidating financial supervision and so on are proposed.
Keywords:state-owned commercial banks  the risk of bad assets  precaution  dissolution  strategy
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