湖南省中小企业信用影响因素分析——基于结构方程模型的实证研究

中小企业信用影响因素是企业信用评价体系建设的关键所在。从企业财务能力、企业家管理能力、企业发展能力三个方面构建了企业信用能力评价模型。通过对调查问卷的分析，验证了企业家管理能力、企业发展能力对企业财务能力的正面影响作用。实证结果给出了各因素之间的定量关系，为构建我省中小企业信用评价体系提供了理论依据。

Credit Influence Factors of Small and Medium-sized Enterprise in Hunan Province:an empirical research based on the structural equation model

The Credit influence factors of Small and medium-sized enterprise is the key to the enterprise credit evaluation system. This paper analyzes the factors influencing the SMEs＇ credit from financial ability, entrepreneurial management ability and enterprise development ability. The empirical data is collected through the face to face interviews and surveys. The empirical results suggest that entrepreneurial management ability and enterprise development ability improve financial ability. Based on the result the empirical study this paper can be expected to enrich the enterprise credit evaluation system of our province.