最后贷款人制度的法律价值二元论

要保持金融安全稳健发展，必须充分认识到最后贷款人制度的价值。鉴于国民经济和金融体系的需要，最后贷款人制度获得了其存在合理性，且在金融发展实践中证明了其制度的优越性和有效性。最后贷款人制度的价值内容，可以分为内在的客观功用价值和外在的主观评判价值，前者包括维护金融稳定功能、救助和处置金融机构功能、保护投资者（存款人）权益功能，后者包括安全、秩序、效益价值等要素。

Study on the Dual Legal Value of Lender of Last Resort

In order to obtain a sustainable and safe development of the financial industry,the legal value of Lender of Last Resort should be emphasized.The importance and rationality of Lender of Last Resort can be found in the national economy and financial system.Meanwhile,its superiority and utility have been proved by the history and reality of finance.The dual legal value of Lender of Last Resort consists of the inner objective function and exterior subjective appraisal.The former is composed of stabilizing;resc...