对发展我国绿色信贷的思考

绿色信贷是治理污染、保护环境的重要经济手段,是21世纪银行业发展的必然趋势。国外绿色信贷理论已日渐成熟,赤道原则已成为国际银行业开展绿色信贷实践的操作指南。但在我国,绿色信贷刚刚兴起,机制尚不健全,覆盖面很小,功能远未充分发挥,因此,有必要加强绿色信贷问题研究,大力推进我国绿色信贷机制建设,让绿色信贷在节能减排、保护环境中绽放光芒。

How to Develop Green Credit in China

Green credit,an important way to control pollution and protect environment,is an inevitable trend of banking industry in the 21st century.Green credit theories in foreign countries have been developed,and the Equator Principle has been guidance for international banking industry to practice green credit.In China,green credit has just started,with imperfect mechanism,small scope of coverage and insufficiently-exerted function.Therefore,it is necessary to strengthen the study of green credit and strive for the construction of its mechanism so as to give a full play for green credit in energy-saving and emission reduction.