我国企业年金发展缓慢的原因及对策分析

企业年金是适应我国老龄化高峰到来、减轻政府负担的重要工具 ,对经济和社会发展起着举足轻重的作用。我国的企业年金自 1 991年建立至今已悄然走过了 1 3个年头。但我国的企业年金制度 ,依然发展缓慢。文章分析了企业年金在我国的发展现状 ,从企业和职工两个角度分析了其发展缓慢的原因 ,进而从职工、企业、国家三方面提出了相应的对策

Analysis on the Reasons of Slow Evolution of Supplementary Pension in China and Some Countermeasures

With the come of the aging population peak in China, supplementary pension becomes an important tackle that alleviates burden of the government, and plays a vital role to the development of economy and society. It has been 13 years since supplementary pension system was built in 1991 in China, but its evolution is still slow. This article analyses the status quo of evolution of supplementary pension system, and points out the reasons why supplementary pension evolves so slowly in view of the employer and the employee. In the end the author gives some countermeasures from three aspects of employer, the employee and the government.