| 我国信用缺失的原因探析 |
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| 引用本文： | 王丽颖,杨春霆. 我国信用缺失的原因探析[J]. 河南社会科学, 2005, 13(6): 72-74 |
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| 作者姓名： | 王丽颖 杨春霆 |
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| 作者单位： | 吉林大学,经济学院,吉林,长春,130012;吉林大学,经济学院,吉林,长春,130012 |
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| 摘 要： | 当前我国经济生活中的失信现象屡见不鲜,严重制约了经济的健康发展。从经济学角度看,信用缺失不外乎两个方面的原因:一是信息不对称,缺乏有效的信号传递机制,没有形成透明度高、信息传递畅通的信息环境。二是成本收益失衡,缺乏有效的信用激励约束,守信者得不到应有鼓励,失信者得不到必要惩罚,在客观上形成对失信的纵容。
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| 关 键 词： | 信用缺失 信息不对称 成本 收益 |
| 文章编号： | 1007-905X(2005)06-0072-03 |
| 修稿时间： | 2005-10-05 |
On the Causes of Credit Default in China |
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| Wang Liying,Yang Chunting. On the Causes of Credit Default in China[J]. Henan Social Sciences, 2005, 13(6): 72-74 |
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| Authors: | Wang Liying Yang Chunting |
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| Affiliation: | Wang Liying 1,Yang Chunting 2 |
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| Abstract: | The credit default in Chinese economy seriously hampers the sound development of economy.From the angle of economics,it results from the following two factors: one is the unbalance of information transmission and the lack of effective information transmission mechanism and transparent information environment,the other is the unbalance of the costs and profits due to the lack of effective promption and restriction mechanism,which results in the failure to encourage those keep faith and punish those break faith so as to connive the credit default. |
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| Keywords: | credit default unbalance of information cost profit |
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