| 勾建小微企业信用融资系统，疏通银企融资渠道 |
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| 引用本文： | 钦玮,王洪卫,姚东.勾建小微企业信用融资系统，疏通银企融资渠道[J].科学发展,2012(1):94-97. |
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| 作者姓名： | 钦玮 王洪卫 姚东 |
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| 作者单位： | 中国工商银行上海分行;上海财经大学 |
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| 摘 要： | 当前，小微企业难以从商业银行获得贷款支持，这严重制约了小微企业的发展。因此，通过研究构建小微企业信用融资系统，疏通小微企业与商业银行的对接渠道，解决小微企业融资难的问题；通过小微企业、贷款机构、政府园区、金融管理部门网络互联，共同打造信用融资公共平台，以解决小微企业融资难问题的具体实现路径。
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| 关 键 词： | 小微企业 信用融资系统 银企对接 |
Build a SMEs Credit Financing System,Smooth the Financing Channel between Banks and Enterprises |
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| Qin Wei,Wang Hongwei,Yao Dong.Build a SMEs Credit Financing System,Smooth the Financing Channel between Banks and Enterprises[J].SCIENTIFIC DEVELOPMENT,2012(1):94-97. |
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| Authors: | Qin Wei Wang Hongwei Yao Dong |
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| Institution: | Qin Wei,Wang Hongwei,Yao Dong |
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| Abstract: | At present,it’s difficult for small micro-enterprises to loan from commercial banks,which seriously restrict the development of the SMEs.The essay researches on building a SMEs credit financing system,smoothing the channel between the SMEs and commercial banks,to solve the financing problem of SMEs.The essay also proposes to build a public credit financing platform by interconnecting the SMEs,lending institutions,government and industry zones,as well as the financial management departments,in order to help SMEs find a path of financing. |
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| Keywords: | SME Credit Financing System Link up Bank and Enterprise |
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