美国独立国库制度的渊源、演变、弊害及影响

《独立国库法》的确立是自由放任主义的胜利。它不仅意味着联邦政府彻底放弃了对全国货币银行体系的监督管理 ,而且也意味着联邦政府与货币银行体系完全隔离。内战时期一系列立法和国民银行体系的建立最先破坏了独立国库的法律基础 ,架起了政府与银行体系之间的桥梁。财政部越俎代庖只能加剧货币银行体系的动荡 ,改革这一弊端成了联邦储备体系产生的重要致因之一

U.S.Independent Treasury:Origin, Transformation, Defect & Influence

The enacting of Independent Treasury Act was the victory of the laissez-faire. It not only signified that federal government completely gave up the supervision and regulation of national money and banking system, but also meant the thorough insulation of federal government and banking system. The legislations during Civil War and the building of National Banking System first undermined the legal basis of the Independent Treasury and built the bridge between the government and the banking system. The correction of its defects became one of the leading factors of the genesis of the Federal Reserve System.