| 民间信贷成因及政策研究 |
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| 引用本文： | 刘曼,LIU Man.民间信贷成因及政策研究[J].西南农业大学学报(社会科学版),2005,3(3):43-46. |
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| 作者姓名： | 刘曼 LIU Man |
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| 作者单位： | 西南农业大学,经济管理学院,重庆,北碚,400716 |
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| 摘 要： | 资金供求缺口催生了民间信贷。民贷具有潜在的制度变迁效应,也蕴涵着较大的金融风险。本文在分析民贷成因及影响基础上,针对金融表象问题和深层次体制的矛盾,提出了采取“堵”、“疏”结合的方法,诱导地下金融浮出“地面”,建立民营化金融机构的对策建议。
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| 关 键 词： | 民间信贷 成因 对策建议 |
| 文章编号： | 1672-5379(2005)03-0043-04 |
| 修稿时间： | 2005年3月8日 |
CAUSATIVE FACTORS FOR CIVIL FINANCE AND SOME POLICY RECOMMENDATIONS |
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| LIU Man.CAUSATIVE FACTORS FOR CIVIL FINANCE AND SOME POLICY RECOMMENDATIONS[J].Journal of Southwest Agricultural University:Social Science Edition,2005,3(3):43-46. |
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| Authors: | LIU Man |
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| Abstract: | The development of civil finance results from the imbalance between an excessive demand and an inadequate supply of money.It implies a patent institutional change and bears considerable financial risks.Based on an analysis of the causative factors for the emergence of civil finance in China and its influence on her economy,this paper puts forward some suggestions,including the strategies of combining "constraining and dredging" to lure the submerged funds to float to the surface and establishing small-sized financial institutions to support private economy. |
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| Keywords: | civil finance contributing factor countermeasure |
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