| 中国区域性寿险市场比较研究 |
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| 引用本文： | 何绍慰. 中国区域性寿险市场比较研究[J]. 统计与信息论坛, 2007, 22(1): 54-56 |
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| 作者姓名： | 何绍慰 |
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| 作者单位： | 上海财经大学,金融学院,上海,200439 |
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| 摘 要： | 文章选取与寿险市场发展密切相关的经济、社会和文化等方面的12项关键指标,应用因子分析和聚类分析方法对中国30个省、市、自治区的寿险市场资源禀赋情况进行评估和分类,并结合保险密度和保险深度指标对中国区域性寿险市场的发展水平和市场潜力进行了比较分析.结果表明,中国区域性寿险市场资源禀赋差异很大,并且市场资源禀赋的多寡与市场发展水平也并不完全一致.文章最后对这些差异进行了经济解释并提出了相应的意见和建议.
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| 关 键 词： | 因子分析 聚类分析 寿险保险密度 寿险保险深度 |
| 文章编号： | 1007-3116(2007)01-0054-03 |
| 修稿时间： | 2006-09-10 |
The Comparison of the Regional Life Insurance Market in China |
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| HE Shao-wei. The Comparison of the Regional Life Insurance Market in China[J]. Statistics & Information Tribune, 2007, 22(1): 54-56 |
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| Authors: | HE Shao-wei |
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| Affiliation: | HE Shao-wei |
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| Abstract: | Adopting 12 economic,social and cultural variables closely related to the development of life(insurance) market,and by means of factor analysis and clustering analysis,the market resources endowment in China's 30 provinces,autonomous districts and municipalities directly under the Central Government are(estimated) and classified in this paper.Based on it,and using insurance density and insurance depth,we examine and compare the development level and the potential of the regional life insurance markets.It not only shows the big regional differences on life insurance market resources endowment in China,but also tells us the resources endowment and development level are not completely in line.Economic explanation and efficient measures are given finally. |
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| Keywords: | factor analysis clustering analysis life insurance density life insurance depth |
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