| 关系型融资的生命力研究:基于信息折旧模型的分析 |
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| 引用本文： | 金雪军,王利刚. 关系型融资的生命力研究:基于信息折旧模型的分析[J]. 东南大学学报(哲学社会科学版), 2005, 7(2): 23-27 |
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| 作者姓名： | 金雪军 王利刚 |
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| 作者单位： | 浙江大学,经济学院,浙江,杭州,310027 |
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| 摘 要： | 通过建立信息价值和信息折旧模型可以发现,在关系型融资活动中,银行获得的私人信息的价值不仅取决于外部经济政策环境,同时还受到银行私人信息自身折旧速度的影响。不同的折旧速度决定了外部条件保持不变下关系型融资制度的发展趋势。决定银行私人信息折旧速度的三大因素为:企业家更替频率、主业持续性和经营的多元化。
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| 关 键 词： | 关系型融资 信息折旧 生命力 |
| 文章编号： | 1671-511X(2005)02-0023-05 |
| 修稿时间： | 2004-10-12 |
Study of life-force of relational financing: a model of information depreciation |
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| JIN Xue-jun,WANG Li-gang. Study of life-force of relational financing: a model of information depreciation[J]. Journal of Southeast University(Philosophy and Social Science ), 2005, 7(2): 23-27 |
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| Authors: | JIN Xue-jun WANG Li-gang |
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| Abstract: | This article suggests that the private information obtained by banks through relational financing not only lies on the outside economic and political conditions, but also is affected by information depreciation. Different speeds of depreciation will determine the development of relational financing, maintenance and decline under the special outside condition. Then the article analyses the main ingredients: entrepreneurs subrogation frequency, main industrial persistence and industrial diversification which determine the speed of information depreciation. |
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