人口老龄化与延迟退休关系的定量研究 |
| |
引用本文: | 余桔云.人口老龄化与延迟退休关系的定量研究[J].兰州学刊,2014(4):103-108. |
| |
作者姓名: | 余桔云 |
| |
作者单位: | 江西财经大学财税与公共管理学院; |
| |
基金项目: | 江西省发改委委托项目“加快江西养老服务体系建设研究”的阶段性成果 |
| |
摘 要: | 文章基于个人养老金财富的视角,根据中国现行养老保险制度,构建延迟退休的养老金财富损益模型,定量考察人口老龄化对养老金财富的影响,从而判断其对延迟退休的激励效应。测算结果:人口老龄化对延迟退休具有正激励效应,但激励程度取决于参数组合水平。在可能的参数组合下,养老金财富都存在上升的区间;随着预期寿命的延长,同一退休年龄对应的养老金财富更多,且养老金财富达到最大时的退休年龄相应更高;当预期寿命一定时,延迟退休的最高年龄具有一定稳定性和可预见性,且男女最高退休年龄的一致性更具显著性;女性延长退休年限的空间大于男性,延长相同年限时,女性利益增进程度高于男性。在此基础上,提出相应的政策建议。
|
关 键 词: | 养老保险 人口老龄化 延迟退休 养老金损益模型 |
Quantifying Study on the Relationship between Population Aging and Postpone Retirement |
| |
Authors: | Yu Juyun |
| |
Abstract: | In this paper,based on to pension wealth and China pension insurance system,Build benefit-loss model of pension wealth,Quantifying analysis on effects of population aging on pension wealth,and determine its incentive effects of postpone retirement. Calculation results: incentive effect of population aging on postpone retirement is positive,but the level of excitation depends on the parameter combinations. Under possible parameter combinations,the presence of rising pension wealth range; with the increase of life expectancy,pension wealth of the same retirement age is greater,the retirement age is greater when pension wealth reaches the maximum; when life expectancy is predictable,the longest delay retirement age has a certain stability and predictability,and the maximum retirement age for men and women is significantly consistency; extension space of retirement age for women is longer than men,to extend the same time,women will get more benefit than men. On the basis,recommend the corresponding policies. |
| |
Keywords: | pension insurance population aging postpone retirement benefit-loss model of pension wealth |
本文献已被 CNKI 维普 等数据库收录! |
|