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高校毕业生助学贷款违约成因与对策探析
引用本文:张智.高校毕业生助学贷款违约成因与对策探析[J].广东工业大学学报(社会科学版),2007,7(1):85-87.
作者姓名:张智
作者单位:广东工业大学学生处,广东,广州,510006
摘    要:文章通过对高校毕业生助学贷款还款违约行为的主要成因进行分析,并针对学生的违约行为提出对策:第一,要加强大学校园诚信教育的实施;第二,要加强社会诚信体系的构筑;第三,调整大学生助学贷款还款方式和归还期限。

关 键 词:高等院校  助学贷款  违约成因  对策研究
文章编号:1671-623X(2007)01-0085-03
修稿时间:2006年9月7日

A Study on the Causes of and Countermeasures for the University Graduates' Failure to Fulfill the Student Aiding Loan Contracts
ZHANG Zhi.A Study on the Causes of and Countermeasures for the University Graduates'''' Failure to Fulfill the Student Aiding Loan Contracts[J].Journal of Guangdong University of Technology(Social Sciences Edition),2007,7(1):85-87.
Authors:ZHANG Zhi
Abstract:The paper studies the main causes for the university graduates' failure to fulfill their loan contracts,and devises some solutions to the problem.First,the students must be made aware of the conceptions of honesty and credit while they are on the campus.Secondly,the construction of the system of social credit must be given top priority among other things.Thirdly,there must be some adjustment made to the mode of loaning and repayment to make it easier for the contracts of this kind to be fulfilled.
Keywords:institutions of higher learning  student aiding loans  causes of breaking the promise for the contract  countermeasures
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