Understanding Cumulative Risk Perception from Judgments and Choices: An Application to Flood Risks

Catastrophic events, such as floods, earthquakes, hurricanes, and tsunamis, are rare, yet the cumulative risk of each event occurring at least once over an extended time period can be substantial. In this work, we assess the perception of cumulative flood risks, how those perceptions affect the choice of insurance, and whether perceptions and choices are influenced by cumulative risk information. We find that participants' cumulative risk judgments are well represented by a bimodal distribution, with a group that severely underestimates the risk and a group that moderately overestimates it. Individuals who underestimate cumulative risks make more risk‐seeking choices compared to those who overestimate cumulative risks. Providing explicit cumulative risk information for relevant time periods, as opposed to annual probabilities, is an inexpensive and effective way to improve both the perception of cumulative risk and the choices people make to protect against that risk.     

Peer Crowd Affiliation and Internalizing Distress in Childhood and Adolescence: A Longitudinal Follow‐Back Study

Concurrent and longitudinal associations between peer crowd affiliation and internalized distress were examined in a sample of 246 youth (148 girls, 98 boys). Children completed measures of depression, social anxiety, loneliness, and self‐esteem when they were in grades 4 to 6 (Time 1), and again 6 years later during adolescence (grades 10 – 12; Time 2). At Time 2, adolescents also reported their self‐concept and their identification with reputation‐based peer crowds, including Populars, Jocks, Brains, Burnouts, Non‐Conformists, and None/Average crowds. Results indicated that adolescents' report of peer crowd affiliation was concurrently associated with self‐concept and levels of internalizing distress. Follow‐back analyses of internalizing trajectories revealed that Populars/Jocks had experienced significant declines in internalizing distress across development, whereas Brains exhibited some increases in internalizing distress between childhood and adolescence.     

漫谈多媒体教学课件的设计

设计多媒体课件 ,要了解授课对象的基本情况 ,根据教学目标选定教学内容。在各学习界面的设计中 ,充分体现教学策略     

白族本主神话中的水神崇拜

本主崇拜是白族的传统信仰 ,在大量的本主神话传说中 ,有一些与水有关的故事 ,反映了农耕经济对水的依赖及凝结于本主身上的原始崇拜的影子 ,还可以看到多种文化交流在这一特定领域里的反映     

巴金：在历史和文化之间艰难地行进

本文从人类学理论的基础上 ,从中国近现代文化变迁的广大背景中 ,剖析了巴金与文化关系中存在的复杂而深刻的矛盾。本文认为 ,这一矛盾的核心在于巴金对近现代文化的追求和他对传统文化某些方面的体认之间的冲突。他试图解决中国现代的文化问题 ,但这一努力又受他自身文化禀承的制约 ,这就使他在中国近现代文化进程中显示出独特的文化品格。     

入世对中国商业银行业的影响及对策

剖析了国有商业银行目前存在的问题 ,阐述了入世后外资银行所带来的冲击与挑战 ,提出了国有商业银行在激烈竞争中立于不败之地的对策及措施 :一、深化国有商业银行改革 ,加强风险控制 ,提高资产质量 ;二、支持鼓励国有商业银行的业务创新 ,广辟服务渠道 ,提高服务水平和效率 ;三、积极发展国内外商业银行间的良好合作关系 ,促进金融资源的合理流动 ;四、树立新的经营理念 ,加强员工的科学管理 ;五、加强和改进金融监管 ,提高金融监管绩效。     

借鉴国际先进经验,加快研究生创新教育改革的步伐

通过研究发达国家研究生创新教育的特点和发展趋势 ,指出影响中国研究生创新意识和创新能力培养的主要因素 ,并针对中国研究生创新教育的改革提出具体的建议 ,即应该进一步扩大国际交流、拆除学科壁垒、以人为本、为学科和人才超常发展提供条件 ,实现教育管理制度创新等     

稀土硝酸盐与甘氨酸配合物的合成和表征

在水溶液体系中合成了镧、镨、钐和钆四种稀土硝酸盐与甘氨酸的固态配合物,化学分析表明,它们的化学组成分别是L_0(NO_3)_3·(Gly)_3·H_2O,Pr(NO_3)_3·(Gly)_3·H_2O,Sm(NO_3)_3·(Gly)_3·3H_2O和Gd(NO_3)_3·(Gly)_3·3H_2O,用红外光谱法和x射线衍射法测定了配合物的结构特征,表明它们是一类完全不同于稀土硝酸盐和甘氨酸的新化合物,同时考察了配合物在几种常见溶剂中的溶解性。     

古代突厥语民族的民间竞技与游戏——以《突厥语大词典》和《福乐智慧》为例

文章主要收集了《突厥语大词典》和《福乐智慧》中的民间竞技与游戏的语言材料,通过古代突厥语民族的赛马、射箭、马球、达瓦孜、投掷等体育竞技与游戏,试图再现他们当时的社会生活概貌。     

柔性化:构筑高校教学管理框架的新模式

人类管理活动正在从刚性管理向柔性管理转移 ,柔性化的管理理念对高等学校教学管理同样具有深刻的意义。本文尝试性地阐述柔性化管理对高等学校教学管理框架构筑的适用性 ,以期对高等教育管理者提供一个考虑问题的新方法