Significant Factors of Aviation Insurance and Risk Management Strategy: An Empirical Study of Taiwanese Airline Carriers

Aviation insurance premiums have become a heavy burden for the airline industry since September 11, 2001. Although the industry must constantly balance its operations between profitability and safety, the reality is that airlines are in the business of making money. Therefore, their ability to reduce cost and manage risk is a key factor for success. Unlike past research, which used subjective judgment methods, this study applied quantitative historical data (1999–2000) and gray relation analysis to identify the primary factors influencing ratemaking for aviation insurance premiums. An empirical study of six airlines in Taiwan was conducted to determine these factors and to analyze the management strategies used to deal with them. Results showed that the loss experience and performance of individual airlines were the key elements associated with aviation insurance premiums paid by each airline. By identifying and understanding the primary factors influencing ratemaking for aviation insurance, airlines will better understand their relative operational strengths and weaknesses, and further help top management identify areas for further improvement. Knowledge of these factors combined with effective risk management strategies, may result in lower premiums and operating costs for airline companies.     

Implied Preference for Seismic Design Level and Earthquake Insurance

Seismic risk can be reduced by implementing newly developed seismic provisions in design codes. Furthermore, financial protection or enhanced utility and happiness for stakeholders could be gained through the purchase of earthquake insurance. If this is not so, there would be no market for such insurance. However, perceived benefit associated with insurance is not universally shared by stakeholders partly due to their diverse risk attitudes. This study investigates the implied seismic design preference with insurance options for decisionmakers of bounded rationality whose preferences could be adequately represented by the cumulative prospect theory (CPT). The investigation is focused on assessing the sensitivity of the implied seismic design preference with insurance options to model parameters of the CPT and to fair and unfair insurance arrangements. Numerical results suggest that human cognitive limitation and risk perception can affect the implied seismic design preference by the CPT significantly. The mandatory purchase of fair insurance will lead the implied seismic design preference to the optimum design level that is dictated by the minimum expected lifecycle cost rule. Unfair insurance decreases the expected gain as well as its associated variability, which is preferred by risk-averse decisionmakers. The obtained results of the implied preference for the combination of the seismic design level and insurance option suggest that property owners, financial institutions, and municipalities can take advantage of affordable insurance to establish successful seismic risk management strategies.     

论我国法院调解的促进和规范

随着经济的发展 ,法制的完善以及审判方式改革的深化 ,法院调解这一纠纷解决方式以其独特的优点 ,在司法实践中 ,越来越显示其重要性。时代赋予法院调解新的价值的同时 ,也使其原有的法律规定弊端凸现。本文拟从法院调解三原则的地位分析中寻找促进和规范法院调解的途径 ,并运用新证据规则加以落实。     

执行新会计准则绿化工程成本控制体系的建立

针对施工企业工程计划、预算部门与财务核算部门工程成本数据的脱节的问题,结合新会计准则,探讨工程与财务部门的结合、科目设置、费用的归集以及电算化核算等问题,以便更好地控制绿化园林施工企业成本。     

医学院校实施发展性德育的价值探析

主体的发展性是现代德育的本质属性。现从发展性德育的价值追求着手,阐述发展性德育对医德目标的实现、医德情感的培养和医学人才培养的指导作用和借鉴价值。     

马克思的劳动价值论及在新经济时代的发展

马克思的劳动价值理论不仅是科学的,而且避免了主流经济学关于供求变化与价格变化相互关系的混乱状况。在新经济时代坚持和发展马克思劳动价值理论,必须在正确理解马克思劳动价值理论的基础上结合新经济时代的实际进行理论创新。     

胡耀邦新时期党内民主思想初探

党内民主是党的生命,胡耀邦十分重视党内民主建设,他为新时期党内民主的发展做出了巨大的贡献。深入探讨胡耀邦党内民主思想,对于发展社会主义民主政治具有重要的现实意义。     

对新时期高校校园文化建设的思考

高校校园文化建设对于大学生的全面成长、成才具有重要的意义，但新时期带来了许多新情况和新问题，解决好这些问题，需要从校园文化建设的组织运作和活动内容与目标重新定位、创新等方面入手，进一步加强高校校园文化建设。论文从校园文化建设的必要性和重要性出发，对高校校园文化现状进行分析，对新时期校园文化建设的具体措施进行了深入探讨。针对大学生自身情况，以全面教育作为校园文化建设的主要内容和目标，并以此为核心，设计了校园文化活动体系，创建了以月份为单位的校园文化框架。为高校大学生校园文化建设提供了可供参考的意见和建议。     

对海南新农村建设实现途径的思考

海南独特的地理位置和省情，决定了海南新农村建设应该走统筹城乡发展、“统一规划、集中布局、集约发展”的新路子。发展规划、产业布局、基础设施、公共服务、就业市场和城乡社会管理方面逐步实现一体化，是新农村建设的重要举措。文章着重对农村土地问题、农民增收问题以及城乡发展体制等进行了探讨，并提出了新农村建设要以统筹城乡发展为体制保障，整合涉农经济管理部门，重视涉农项目开发工作，加快城乡就业市场一体化等具体建议。     

江苏省苏北新农村建设着力点探讨

江苏省苏北的新农村建设是一个惠及1 730多万农民的系统工程。建设苏北新农村关键是要把握六个着力点：促进农民增收,不断提高农民的生活水平;加大对苏北的扶贫开发力度,改善基本生产生活条件;加快农村经济结构调整,抓产业化发展,大力发展现代农业;加快苏北农村的基础设施建设;深入实施农村千万劳动力培训工程,用先进文化塑造新型农民,提高农民在新农村建设中的主体性和积极性;重视苏北农村的和谐社会建设。只有这样,才能真正推动苏北新农村建设的步伐,切实把握住确保江苏“两个率先目标”顺利实现的问题关键。