| 加入WTO与国有商业银行的制度创新 |
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| 引用本文： | 张虹.加入WTO与国有商业银行的制度创新[J].苏州大学学报(哲学社会科学版),2000(3). |
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| 作者姓名： | 张虹 |
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| 作者单位： | 中国工商银行北京市分行!北京100031 |
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| 摘 要： | 加入ＷＴＯ对中国银行业乃至整个金融业的推动作用首先在于四大国有商业银行如何应对ＷＴＯ所带来的机遇和挑战，而国有商业银行要想在与外资银行的竞争中保持主动出击而非被动应战，就必须进行制度创新，建立现代企业制度，进行股份制改造，从产权制度上使其成为真正的市场主体。在推进制度创新的同时，不失时机地进行业务创新：拓展中间业务，关注金融衍生工具，建设电子银行，开发个人消费信贷，从分业经营走向混业经营。
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| 关 键 词： | 制度创新 业务创新 国有商业银行 |
The Challenge Faced by the Stated Owned Commercial Bank after Entering the WTO |
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| ZHANG Hong.The Challenge Faced by the Stated Owned Commercial Bank after Entering the WTO[J].Academic Journal of Suzhou University(Philosophy and Social Sciences),2000(3). |
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| Authors: | ZHANG Hong |
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| Abstract: | The promotion to China's banking system and the whole financial system after enter the WTO depends on how the four major stated owned commercial banks respond to the challenges. If China's banks want to free themselves from passive respond,they must reform their traditional system,establish modern industrial and business system. Meanwhile,they should lose no time to improve their professional styles:such as expanding their range of professional system,comcentrating on the financial extending tools,establishing electronic banks developing personal loan,promoting mono business to multibusiness. |
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| Keywords: | system reformation professional reformation state owned commercial bank |
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