论银行对集团客户的信用风险及其管理制度建设

信用风险历来是银行业予以高度注意防范的风险,而集团客户鉴于其规模大、业务量多的特殊性,使得银行对其信用风险的管理必须更加谨慎和到位。集团客户信用风险的产生既有其内部原因,又有来自外部的诸多因素,要更好地防范其信用风险,就应加强对授信额度、关联交易、信息披露、内部监管等方面的制度建设。

On the Construction of System of the Credit Risk Management of Banks upon Group Customers

The credit risk is always the risk that the banks guard against highly.The particularity of group customers,for example,its big scale,its large business volume,makes banks manage the credit risk more carefully and accurately.The origin of the risk has internal as well as external causes.If the banks want to keep the risk away better,they should strengthen the construction of their system of credit risk management with respect to the line of credit,connected transaction,information disclosure,internal superv...